PG Mutual

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What is Income Protection Plus?

We offer a tailored plan that pays you a regular income for an affordable cost for as long as you need it, should you find yourself unable to work due to illness or injury.

And the Plus?

As a not-for-profit, friendly society, we do not have any outside shareholders. Therefore return any profits to our members. So how does that work? When you take out a plan with us it includes a unique investment element that pays out at the maturity of your policy, mirroring that of a savings plan. I want to know more about the investment element.

Protection can start from your first day of illness or injury and lasts until you return to your professional career or reach age 65. There are no penalties for making a claim and no limits on the number of claims you can make. You can claim at any time right up until age 65.

As an extra PLUS all of our members have free access to our fantastic member benefits scheme which provides access to a whole range of discounts/cashbacks and offers on popular brands and services such as:

  • John Lewis
  • Marks & Spencer
  • Apple
  • Free telephone legal advice service
  • Discounts off car and home insurance
  • Fitness centres
  • And many more ...

More than just income protection….

Around 300,000 UK workers fall into the welfare system because of health-related issues each year, with those on long-term sick leave missing out on £4 billion a year in lost earnings.

February 2016