PG Mutual

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Our Income Protection Plan

At PG Mutual we offer an income protection plan which will pay you a regular income if you are unable to work due to illness or injury.

What's your back-up plan?

If you were unable to work due to illness or injury, the most important thing at any stage is your recovery. Forcing yourself back into work too soon could do you more harm than good and financial worries a further burden to bear. After all, our financial commitments do not go on hold.

Protecting your income in the event of illness or injury could remove potential financial worries, leaving you to concentrate on your recovery knowing that the bills can be paid on time.

But why have income protection, when you can have income protection PLUS?

We offer a tailored plan that pays you a regular income for an affordable cost for as long as you need it, should you find yourself unable to work due to illness or injury. What's more your plan includes a unique investment element that pays out at the maturity of your policy, mirroring that of a savings plan. I want to know more about the investment element

  • Ensuring your lifestyle is not disrupted – cover can start from the first day you are incapacitated that lasts until you recover or until you reach the age of 65 – whichever comes sooner.
  • No penalties for claims – we do not penalise you for making a claim, and there are no restrictions on the number of claims you can make. Your claim will be paid until you are able to return to your professional career or reach age 65.
  • Cover to suit you – you can review your plan with us at any time, to ensure you have the right amount of cover to suit your personal circumstances.
  • Take a break – if you would like to take a career break, you are able to suspend cover for up to two years and then resume at the original level without re-applying.
  • Investing in your future - the plan comes with an investment element, which pays out at maturity of your policy.

Income protection cover is more affordable than you think. Visit our Quick Quote to see how little it would cost you to protect your income today. Having cover in place could eliminate any unnecessary worry, leaving you to concentrate on your recovery with the added bonus of investing in your financial future.

Our friendly team are always happy to discuss cover options with you. If you would like to talk to us about income protection cover that works for you, call 0800 146 307 or email us

Around 300,000 UK workers fall into the welfare system because of health-related issues each year, with those on long-term sick leave missing out on £4 billion a year in lost earnings.

February 2016