Taking out an Income Protection Plus plan could mean that, in the event of being unable to work due to illness or injury, we’d provide a regular, monthly income to replace your salary so that all your outgoings would be covered.
At PG Mutual, we make it so it couldn’t be easier or quicker to protect your income.
If you are not yet a member of PG Mutual
We regret that as COVID-19 has been declared a pandemic by the World Health Organisation, all new applications received by PG Mutual from 3pm on 18th March 2020 that have requested a 1 month deferral or less (Nil, 7 Day, 14 Day) will now have a Coronavirus exclusion added to any offer of membership made by PG Mutual.
If you have already applied, or if you have applied for a deferment period of greater than 1 month, this notice will not apply to you.
If you are already a member of PG Mutual
Our Income Protection Plus policy does not automatically exclude viruses such as COVID-19, but your eligibility to claim should you become infected is subject to your normal policy terms for claiming:
If you are isolating yourself, even at the direction of your employer or the appropriate authorities, you will not be considered incapacitated.
Please note that we are currently unable to approve cover variation requests from members to reduce the deferment period on their policy to 1 month or less without a Coronavirus exclusion being applied.
Your information will be used to provide you with a quotation, personalised with the features you select. The Insurer may contact you about your quote as a courtesy.
The Insurer will neither sell or pass this information to any third parties for marketing purposes.