Life feels more enjoyable when you know your income is protected

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PG Mutual

Income Protection Plus

With so much uncertainty in life, it’s nice to know that should you be unable to work due to illness or injury, you could still have a regular income to cover your bills and living expenses. Income Protection Plus from PG Mutual gives you the peace of mind from knowing that the things you care about most are safe.

Protecting our member’s income
for over 90 years

We’ve been providing Income Protection cover for professionals since way back in 1928. The idea was simple: Each member added money into a pot that any member could withdraw from to support themselves and their families if they fell ill or had an accident.

Join us and enjoy a share of the profits.

Being a not-for-profit friendly society, at PG Mutual, we share any profits we make with our membership, through our Profit Share Scheme meaning your plan builds a lump sum, whether you make a claim or not.

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Why PG Mutual?

As a not-for-profit, Mutual Society we only have policyholders, not shareholders. All our policyholders become members when they join us, and we are run for their benefit. Everything we do is with them in mind. We aim to provide them with comprehensive Income Protection that gives them more and we are always looking for ways to add extra value for our members.

Comprehensive Cover

93% of all new claims paid over the last 5 years (2017-2021).

Profit Share

We share any profits we make with our membership through our Profit Share Scheme.

Enhanced Loyalty Bonus

We aim to provide up to £10,000 and 6 months income benefit to your family in the event of your death.

No penalties, No limits

No penalties for claiming, nor any limit to the number of claims that can be made.

GP 24/7 WebApp

Current access to a 24/7, Webapp-based GP service allowing access to a GP - anytime, anywhere.

Wellbeing Counselling Service

Current access to fully trained, independent specialists who can assess and treat a range of mental health conditions as well as offering emotional and behavioural support.

Member Benefits Scheme

Current access to a wide range of discounts, gift cards, and offers from leading brands.

Health Assessment

Receive a free health assessment with a health screening specialist, for qualifying members, after 6 months of membership.

Plus many more benefits when you become a member

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Find out just how reasonable protecting your income could be.

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All About Us Product Guide

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