Ill health or injury that left you unable to work could radically alter your life. With a little forward planning, you could protect your home and family with a PG Mutual Income Protection Plus plan. Our policies could replace a portion of your salary – allowing you to recover knowing your financial commitments will be covered.
We’ve been providing income protection for our members since 1928. That's over 90 years of experience in protecting the income of our members.
If you are not yet a member of PG Mutual
We regret that as COVID-19 has been declared a pandemic by the World Health Organisation, all new applications received by PG Mutual from 3pm on 18th March 2020 that have requested a 1 month deferral or less (Nil, 7 Day, 14 Day) will now have a Coronavirus exclusion added to any offer of membership made by PG Mutual.
If you have already applied, or if you have applied for a deferment period of greater than 1 month, this notice will not apply to you.
If you are already a member of PG Mutual
Our Income Protection Plus policy does not automatically exclude viruses such as COVID-19, but your eligibility to claim should you become infected is subject to your normal policy terms for claiming:
If you are isolating yourself, even at the direction of your employer or the appropriate authorities, you will not be considered incapacitated.
Please note that we are currently unable to approve cover variation requests from members to reduce the deferment period on their policy to 1 month or less without a Coronavirus exclusion being applied.
As a not-for-profit, Mutual Society we only have policyholders; not shareholders. All our policyholders become members when they join us, and we are run for their benefit. Everything we do is with them in mind. We aim to provide them with comprehensive Income Protection that gives them more and we are always looking for ways to add extra value for our members.
97% of all new claims paid over the last 3 years (2016-2018).
We share any profits we make with our membership through our Profit Share Scheme.
We aim to provide up to £10,000 and 6 months income benefit to your family in the event of your death.
No penalties for claiming, nor any limit to the number of claims that can be made.
Current access to a 24/7, app-based GP service allowing instant access to a GP - anytime, anywhere.
Current access to a wide range of Discounts, cashback and offers from leading brands such as Curry’s PC World, EE, Virgin Active and many more.
Find out just how reasonable protecting your income could be.