Corporate

In this area you will be able to have a look at our Board of Directors and learn a bit about who they are.

You will also find our most recent Annual Reports & Financial Statement.

Simon Whale BA (Hons)

Chair of the Board

Chair of PG Mutual Services, Member of the Remuneration and Nomination Committee

Simon is the managing director and co-owner of Luther Pendragon, the leading corporate communications consultancy based in the City of London.

His firm has advised a wide range of clients in the financial services sector, including Aviva, Endsleigh and HSBC. He worked with the AFS for more than ten years, helping the organisation promote the benefits of mutuality to the government and politicians. This helped to pave the way for a new, less restrictive legislative regime for friendly societies. He has worked extensively with healthcare organisations, including those representing pharmacy, dentistry, optometrists and opticians. His work with the pharmacy sector spans more than 15 years.

J. Gary Warner, BSc (Hons), FRPharmS, MRI, FRSPH

Vice-Chair of the Board

Chair of the Remuneration and Nomination Committee, Member of the Audit and Risk Committee

Gary is a community pharmacist, working both in his own practices and in consultancy roles. He also has representative roles at the LPC and at a national level with the PSNC, where he is the Chair of the Service Development Subcommittee.

He is a managing partner in Pinnacle Health Partnership LLP which is championing the development of the roles of community pharmacists and embedding that role within the patient care pathways being developed in response to the changing needs of the population. He qualified as an independent prescriber in 2008, specialising in the support and treatment of substance misuse, and as the designer of an online system that captures the outcomes of pharmacist and pharmacy team interventions with patients.

Matthew Dreaper, BSc (Hons), ACMA, CGMA

Senior Independent Director

Member of the Audit and Risk Committee, Member of the Investment Committee

Matthew runs Chilcomb Management Services, which has worked with private and professional investors to establish, fund and grow a number of early-stage businesses, primarily in the technology sector.

Matthew qualified as a Chartered Management Accountant while working for Cable & Wireless PLC and went on to be the European Corporate Finance Manager for Hertz. He has been a Finance Director in various capacities since 2001, including 2 years as Group Finance Director of Nucare PLC, one of the UK’s leading independent pharmacy groups until its merger with Numark.

Grahame Exton, LLB (Hons), ACII

Independent Director

Chair of the Investment Committee, Member of the Remuneration and Nomination Committee

Grahame has spent over 30 years in the insurance, finance and money management industries. After a brief spell in general insurance, he moved into fund management, working through from invest analysis to the management of insurance funds, pension funds, unit linked funds, private client and charity accounts and a broad range of other mandates on a discretionary basis.

Grahame has worked for a number of major financial organisations, including Legal & General, Halifax Building Society, Zurich Insurance, and Tilney Fund Management (part of Deutsche Bank Private Wealth Management). Through these, he has acquired a broad knowledge of stock markets, economies and asset management.

David Gulland, BA (Hons), FIA

Independent Non-Executive Director

Chair of the Audit and Risk Committee and Member of the Investment Committee

David has spent his whole career working in the life insurance market, both in the UK and overseas. He initially spent 25 years as a consulting actuary working for a wide range of insurers on issues such as financial management, product design, strategy, and mergers & acquisitions. This included a focus on both the mutual sector and on protection business.

David went on to be the Managing Director of RGA's UK reinsurance business until 2011 before taking on the role of Chief Risk Officer and then Chief Executive of Marine & General Mutual until 2015.

He is currently on the Independent Governance Committee of Royal London, the Chair of Scottish Friendly’s With-Profits Committee, a non-executive director and Chair of Hodge Life’s Risk and Conduct Committee and a member of the Compliance Committee of the Funeral Planning Authority.

Paul Howley, MSc, ARCS

Independent Non-Executive Director

Paul has 30 years of experience within financial services, utilities, airlines and consulting. He has undertaken a variety of roles in Operations, IT and Change but throughout his career there has been a constant theme of improving customer service and business performance.

He is currently Director of Transformation for Yorkshire Building Society and an Executive Director of Accord Mortgages Ltd.

Mike Perry

Chief Executive Officer

Managing Director of PG Mutual Services

Mike joined PG Mutual as Chief Executive Officer and Director in September 2011.

With over thirty years’ experience in financial services, prior to joining PG Mutual, Mike worked with Prudential, Legal & General and Commercial Union prior to moving to the mutual sector with Norwich & Peterborough Building Society followed by Skipton Building Society and its subsidiary companies. While working for the Skipton Building Society Group he held a variety of senior management and board roles in business development.

In 2009 Mike set up his own consultancy company working primarily in the mutual sector where he worked with a number of Building Societies to assist in business and staff development, governance structure, financial and corporate planning within a regulated environment.

As passionate advocate of the mutual sector, in 2016 Mike became a Director of the Association of Financial Mutuals, the trade body for the Friendly Societies and Financial Mutuals of the United Kingdom.

Deborah-Jo McFarlane, FCCA

Finance Director

Member of the Audit and Risk Committee, Member of the Investment Committee

Deborah McFarlane was appointed as Finance Director in January 2017. Deborah joined PG Mutual as Financial Officer in January 2013. She brings over 16 years of experience to the Society overseeing all aspects of finance within the financial services sector.

Prior to joining the PG Mutual, Deborah worked for Communication Workers Friendly Society for 10 years and was instrumental in overseeing its transfer of engagements to Forester Life in 2011. She also worked for CS Healthcare as Director of Finance during 2012. Deborah qualified as a Certified Accountant whilst working at Communication Workers Friendly Society as Head of Finance in 2009 and has held a number of senior finance roles both in the financial services and public sector since 2001.

Annual Reports & Financial Statements

Our most recent Annual Report and Financial Statement is available to download. If you should require any further information please do not hesitate to contact us.

PG Mutual Report & Accounts 2019

For previous Annual Reports and Financial Statements, please log into your Member Area.