Supporting General Practice
with protection, wellbeing
and business continuity
How would you or your colleagues get by financially if
off work due to illness or injury?
Sickness or injury can affect any of us, at any age and at any time. It can take us out of work short-term, long-term or permanently, potentially leaving us without an income or a means to get by financially.
An income is a lot to go without. Many say they would rely on their work sick pay scheme – but this may be time limited. Others say they would rely on the savings they have set aside – but incapacity could see your hard-earned savings depleted in no time. So, what would happen next?
That’s where Income Protection Plus from PG Mutual comes in.
An Income Protection Plus plan offers a financial safety net for the times that you or your colleagues are unable to work due to incapacity. It can pay a regular income up until they are well enough to go back to work or reach age 65, whichever comes first.
At PG Mutual we help protect the incomes of both individual healthcare
professionals and also groups of employees.
Our Individual Cover
PG Mutual’s Income Protection Plus provides you with a financial safety net if you’re unable to work due to illness or injury. It can provide you with up to 70% of your gross income until you are well enough to go back to work or reach the age of 65, plus provides you with additional support services to help you live a healthier life as well as get you back to fitness and the job you love sooner.
Find out how Income Protection Plus helps healthcare professionals.
Our Group Cover
PG Mutual’s Group Income Protection Plus scheme provides financial support and security to colleagues in your Practice should they be unable to work due to illness or injury. It provides them with their own Income Protection Plus plan that can pay up to 70% of their income should they be unable to work.
Our plans also include additional rehabilitation and mental wellbeing services if we feel it could assist them in getting them back to fitness and work sooner.
At PG Mutual, we offer a range of options to suit the needs of your business.
Find out more about our Group Income Protection Plus scheme and the options available to you.
Why GPs and GP Practices choose PG Mutual
- We understand the healthcare market. We were set up by pharmacists in 1928 and we are still focused on the healthcare sector today – almost 100 years later.
- You can tailor a plan to suit your needs and budget. You plan can start paying from day one, 7 or 14 or after 1, 3, 6 or 12 months – you choose.
- We support GPs and practice staff whether full-time, part-time, locum or self-employed, and we are at the end of the phone if you need to speak with us.
- We can offer long term cover which can pay up until your 65th birthday or when you are fit enough to go back to work giving you complete peace of mind.
- You’ll have free access to a wellbeing counselling service for you and your family.
- Our membership comes with free access to a GP 24/7 as well as a Wellbeing Counselling service for you and your family too.
- The Plus in Income Protection Plus. Your Income Protection Plus plan includes a profit share feature that aims to build a cash lump sum over the life of your policy for payment to you in your retirement years.
How Income Protection Plus
has helped a General Practitioner
Take Bijal (his name has been changed but his case is a real example). He had been working as a GP, both privately and for the NHS. He was in his mid-thirties and expecting a baby with his wife when he was diagnosed with a progressive neurological disorder which slowly reduced his ability to work before having to stop working entirely.
Initially, for the first six months, he was covered partly by the private practice and partly by the NHS, but he was soon in a position where these payments came to an end.
As a member of PG Mutual who had chosen Level Benefit he started claiming his income protection benefit of £4,000 per month and will continue to do so until he reaches the age of 65.
If you feel this might be the right support for you then get a quote today.
Income Protection Plus and more…
With Income Protection Plus and as a PG Mutual member you’ll also enjoy access to our range of product features and membership benefits.
If you feel this might be the right support for you then get a quote today.