Income Protection Plus

At PG Mutual, we offer income protection plan options that could provide you with peace of mind knowing that if you were unable to work due to injury or illness, we could pay you a regular income until you recover.

We take pride in our comprehensive cover, but our aim as a Mutual is to offer more than this to our members. That’s why, with our plans, you will find they are designed with the member in mind - offering flexibility and tailor ability so you can create a plan that suits your individual needs.

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No penalties for claiming

You will not be penalised or have your premium loaded for making a claim.

No limit on claims

We do not apply limits to the number of claims you can make.

Choose your deferment period

Choose how long you will wait until you can receive your income benefit: no deferment, 1 week, 2 weeks, 1 month, 3 months, 6 months and 12 months.

100% of your cover until you recover or retire

Choose Premium Benefit and any claim could be paid at 100% of your income benefit until you recover or reach your policy retirement date.

Profit Share

We share any profits we make and invest them for your future.

Cover until 65

You can be covered until your 65th birthday.

Key Information Document Income Protection Plus Summary Income Protection Plus Policy


Additionally, membership of PG Mutual comes with many extras for qualifying members, currently at no additional cost, and we’re always looking for more opportunities to offer more to our members. Why not have a look at what’s included?

  • add_circle GP24 Web App

    Access to a 24 hour, 7 days a week ‘app’ based service that can give you quick access, via phone or video call, to a General Practitioner for medical advice.

  • add_circle Member Benefits Scheme

    Our Member Benefits service can give you access to a comprehensive range of discounts, gift cards, and other offers on leading brands such as Curry’s PC World, Marks & Spencer’s, EE, and many more.

  • add_circle & Much More
    • Profit Share
    • Wellbeing Counselling Service
    • Enhanced Loyalty Bonus
    • Health Assessments
    • Will Writing Services

At PG Mutual - we’re stronger together

Ready to join us and protect your income?

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Please read these important documents

All About Us Product Guide

More information

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