PG Mutual

Terms and Conditions
Refer a Member program


Terms and Conditions for Refer a Member gift card offer
  • Applies only to referrals received by PG Mutual before 31st December 2024.
  • When you apply for a policy using the Refer-a-Friend Scheme, we will send a One4All gift card (subject to availability) 90 days after the policy has started and full premium payments received.
  • The person you introduce must be admitted as a member of PG Mutual and complete 90 day’s membership.
  • Excludes cover uplifts.
  • The ‘friend, family or colleague’ must not be an existing member or employee of PG Mutual.
  • If the new policy is cancelled within the 30 day ‘cooling off’ period, gift cards will not be sent.
  • Gift card type is subject to availability and an alternative may be sent.
  • Gift cards cannot be issued on a retrospective basis. Applicant must inform us of their referrer at the time of application in order to qualify for a gift card.
  • The Society reserves the right to withdraw or amend this offer at any time without notice.
  • The promoter of this offer is PG Mutual.