

Income Protection Plus
for Large Animal
Veterinary Professionals

Have you ever had to step away from work, not just for a day, but for weeks or even months?
Whether you’re a cattle vet employed by practice, working as a locum, running your own practice or still in training, one thing is true: if you can’t work, your income stops. Employer sick pay might last a few weeks – if you have it at all. And asking family to cover your salary? That’s a heavy ask.
That’s where Income Protection Plus from PG Mutual comes in.
Income Protection Plus can cover up 70% of your pre-tax income until you’re 65 or fit enough to return to the job you love. It was set up by pharmacists back in 1928 and has supported people in the healthcare and veterinary professions ever since.

How Income Protection Plus
has helped a veterinary professional
This is Dave (his name and location have been changed for confidentiality). He lives in Epsom, Surrey. Back in 2017 a stable wall fell upon him while he was treating a sick horse causing extensive injuries. Dave had to be off work for 2 years.
Over those 2 years PG Mutual paid out 100% of his covered income and it meant Dave could maintain his lifestyle and pay his bills, letting him concentrate on his recovery. We also supported him with a specialist rehabilitation program to help get him back to work, at no additional cost to him.
He is now back at the job he loves and continuing his career.
If you feel this might be the right support for you then get a quote today.

Why large animal vets should choose Income Protection Plus?

- Comprehensive cover. Protect up to 70% of your pre-tax income with a plan that suits your career, schedule, and budget.
- Long-term security, on your terms. Your plan can pay until you’re 65 or until you’re ready to return to work. It’s not just income protection – it’s peace of mind.
- Flexible start dates, you’re in control. Choose when your cover begins: from day 7 or 14, or after 1, 3, 6 or 12 months. You decide what works for you.
- Tailor your protection to fit your needs. Whether you’re self-employed, you work full-time or part-time, or are in training you can adapt your plan to your schedule and budget.
- Wellbeing support for you too. Your membership currently includes free access to a 24/7 virtual GP and confidential counselling – because care starts with you. You can access both anytime via the Health Hero app or online.
- Help getting back to work, when you’re ready. If vocational rehabilitation could support your recovery, we’ll offer it, with your wellbeing and readiness at the heart of the plan.
