Income Protection
for RCN Members
You dedicate your life to caring for others, but have you thought how you would care for yourself if illness or injury stopped you from working?
You might be among the 93%* of nursing staff who believe they would rely on their partner, family, or a loan for financial support. But what would the consequences be on your lifestyle long or even short-term?
That’s where Income Protection Plus from PG Mutual comes in
In event of illness or injury up to 70% of your pre-tax salary could still be paid to you through an Income Protection Plus plan until you are fit enough to get back to work or reach the age of 65, whichever comes first.
This means you can focus on your recovery rather than your finances.
As a member of the Royal College of Nursing you will also receive 20% off your first 2 years’ premiums**. Just use discount code RCN.
How Income Protection Plus has
helped a nursing professional
Take Jenny, her name has been changed for confidentiality.
Jenny was a clinical lead nurse. When she suffered from a severe case of gastroenteritis which resulted in hospital admission she was forced to take 3 weeks off work.
As Jenny wasn’t entitled to normal salary sick pay from her employer, her Income Protection Plan (that she had chosen to kick in after 2 weeks leave) was there to support her financially during this time so she didn’t have to worry about her loss of income.
If you feel this might be the right support for you then get a quote today:
Why nursing staff should choose Income Protection Plus
- Your policy can start paying out from day 7 or 14 of your illness/injury or after 1, 3, 6 or 12 months.
- We offer long term cover, so you’ll get your payments up until your 65th birthday or when you are fit enough to go back to work whichever comes first.
- PG Mutual offers more than just Income Protection. From day one you’ll have free access to a wellbeing counselling service as well as a virtual GP 24/7 service for yourself and your family.
- Vocational rehabilitation services may also be offered to you if we feel it could help you get back to work sooner.
- We’re also a not-for-profit Society, so you’ll enjoy a share of any profits we make. Your Income Protection Plus plan includes a profit share feature that aims to build a cash lump sum over the life of your policy for payment to you in your retirement years.
- We understand the healthcare market. PG Mutual was set up by pharmacists back in 1928 and has been doing so ever since – for almost 100 years. Given all the changes and uncertainty ahead our benefits are more relevant than ever.
Income Protection Plus and much more …
With Income Protection Plus and as a PG Mutual member you’ll also enjoy access to our range of product features and membership benefits.
If you feel this might be the right support for you then get a quote today.
* RCN and PG Mutual independent nurse survey conducted Jan, 2025.
**Terms and conditions apply.