Introduce a friend, family member
or colleague to PG Mutual

Is there someone you think would benefit from an Income Protection Plus policy? Whether you’re an employer looking to reward staff, or you have friends and family who need to protect their income, pass on the peace of mind that comes with having Income Protection Plus and we will pass on some exclusive vouchers to you and them.

Our Member Referral Scheme

Don’t keep us a secret. Recommend a friend, family member or colleague to PG Mutual so that they can benefit from all that we offer here at PG Mutual.

You can recommend as many people as you like and we’ll reward you both if they decide to join us.

When you introduce someone to PG Mutual, we give you:

  • £50 worth of high street shopping vouchers*.
  • Entry into a prize draw to win £750 worth of holiday vouchers*.

When your friend, family or colleague signs up to PG Mutual, we give them:

  • £50 worth of high street shopping vouchers*.
  • 25% off their first year’s cover.

* Terms & Conditions

T’s&C’s for Refer-a-Friend gift card offer

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    • Applies only to referrals received by PG Mutual before 31st December 2023.
    • When you apply for a policy using the Refer-a-Friend Scheme, we will send a One4All gift card (subject to availability) 90 days after the policy has started and full premium payments received.
    • The person you introduce must be admitted as a member of PG Mutual and complete 90 day’s membership.
    • Excludes cover uplifts.
    • The ‘friend, family or colleague’ must not be an existing member or employee of PG Mutual.
    • If the new policy is cancelled within the 30 day ‘cooling off’ period, gift cards will not be sent.
    • Gift card type is subject to availability and an alternative may be sent.
    • Gift cards cannot be issued on a retrospective basis. Applicant must inform us of their referrer at the time of application in order to qualify for a gift card.
    • The Society reserves the right to withdraw or amend this offer at any time without notice.
    • The promoter of this offer is PG Mutual.

T’s&C’s for Holiday Voucher prize draw

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    • Applies only to referrals received by PG Mutual between 1st January 2023 and 31st December 2023.
    • The prize is a £750 Love2Shop Holiday Gift card (subject to availability) – full details are available here.
    • The prize draw will be held on Tuesday 19th February 2024, by an independent third party.
    • The winner will be notified by post and their name will be announced in PG Mutual’s Spring 2024 newsletter if consent is provided.
    • Travel card type is subject to availability and an alternative may be sent.
    • No cash alternative.
    • Gift card type is subject to availability and an alternative may be sent.
    • PG Mutual employees or their family members are ineligible.
    • The Society reserves the right to withdraw or amend this offer at any time without notice.
    • The promoter of this offer is PG Mutual.