Here you will find our Terms & Conditions for use of our website. Is it important that you read this information carefully.
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The insurance cover our Income Protection Plus cover provides and the administration of our Profit Share feature is subject to the terms and conditions of our Income Protection Plus policy rules.
You can find our Income Protection Plus policy rules here.
Membership of PG Mutual is subject to the terms and conditions of our Society's Memorandum and Rules.
You can find our Memorandum and Rules here.
Please note that this offer is subject to underwriting and PG Mutual’s policy terms and conditions, and applies to new PG Mutual membership applications only. It cannot be used in conjunction with any other offer, and can be withdrawn by PG Mutual at any time.
In addition to the benefits included in our Income Protection Plus product, PG Mutual works with partners to offer additional benefits of membership to qualifying members from time-to-time. Please note that because these are services provided by third parties and not a part of your contract with PG Mutual, we cannot guarantee they will always be available.
Discounts and Cashback Offers
All members of PG Mutual are currently eligible to free access to this service via their Member Area. The offers available are regularly updated.
GP 24/7 App Service
All insured members of PG Mutual who subscribe for income protection insurance currently qualify for this service.
Free Benenden Health Assessment
Qualifying members of PG Mutual are eligible for one Benenden Health Assessment worth £99 free of charge, or alternatively, a qualifying member can use this £99 allowance towards the cost of one of the more comprehensive assessments available via Benenden Health.
To qualify for this benefit, a member must meet the following criteria:
Full details are available here.
Applies to new PG Mutual members only and can be withdrawn at any time. The High Street Shopping voucher will be a Love2Shop voucher (subject to availability) and will be provided by post after you have joined PG Mutual and three months premiums have been received. No cash alternative provided. Offer expires as quoted on the promotion.
To enter the prize draw for one individual to win AoR membership for a year, AoR members need to complete a quote with PG Mutual for Income Protection Plus using their discount code as well as completing all fields on the Quick Quote form by 23:59:59 15th May 2021. As PG Mutual wishes to use this information to contact you about your quote for Income Protection Plus, missing, false or incorrect contact information will invalidate your entry into the prize draw.
You will only receive one entry into the prize draw. One winner will be drawn on 1st June 2021. The name, dates of birth, telephone number and email address of the winner will be passed by PG Mutual to the Association of Reflexologists (AoR), who will then notify you if you have won using the contact information you have supplied. Free AoR membership begins from your next annual renewal date. Prize cannot be transferred or exchanged for cash.
Until further notice, PG Mutual will donate £5 to an appropriate carbon dioxide capture scheme for each new applicant admitted to membership of the Society. This can be withdrawn at any time without notice. No cash alternative provided.
PG Mutual will donate £50 to The National Benevolent Charity for each qualifying new applicant who applies between 1st November 2020 and the end of 31st January 2021 and subsequently joins PG Mutual and pays the first three premiums due for PG Mutual membership. Applicants will be deemed as qualifying if they use their association discount code, or the discount code provided in a relevant promotion.
This can be withdrawn at any time without notice. No cash alternative provided.