Income Protection Plus
for RCGP members
You dedicate your life to caring for others, but have you ever thought how you would care for yourself if illness or injury stopped you from working?
An income is a lot to go without. Incapacity can happen to us at any time, taking us out of work and leaving us without an income to get by on. You may receive sick pay for a while, have some savings set aside or feel you can depend on your family, but what would the consequences be on your lifestyle long or even short-term?
That’s where Income Protection Plus from PG Mutual comes in.
Income Protection Plus is designed with GP’s in mind. In the event that you were unable to practice due to illness or injury, we could provide you with a regular replacement income so that your outgoings are covered until you recover or reach age 65 (whichever comes first).
Whether you are a salaried GP, a locum, partner, or in private practice, our Income Protection is flexible to suit your needs.
As a member of the Royal College of General Practitioners you will also receive 20% off your first 2 years’ premiums*. Just use discount code RCGP.
If you are a GP Registrar an alternative offer is available to you.
How Income Protection Plus
has helped a General Practitioner
Take Bijal (his name has been changed but his case is a real example). He had been working as a GP, both privately and for the NHS. He was in his mid-thirties and expecting a baby with his wife when he was diagnosed with a progressive neurological disorder which slowly reduced his ability to work before having to stop working entirely.
Initially, for the first six months, he was covered partly by the private practice and partly by the NHS, but he was soon in a position where these payments came to an end.
As a member of PG Mutual who had chosen Level Benefit he started claiming his income protection benefit of £4,000 per month and will continue to do so until he reaches the age of 65.
If you feel this might be the right support for you then get a quote today.
Why GP’s should choose PG Mutual
- We’ve been providing Income Protection cover for over 90 years. We specialise in the world they know in supporting GPs whether full-time, part-time, locum or self-employed.
- Income Protection Plus can provide you with cover for up to 70% of your gross income, or £1,500 per week (whichever is less).
- You can tailor a plan to suit your needs and budget. You plan can start paying from day one, 7 or 14 or after 1, 3, 6 or 12 months – you choose.
- We can offer flexible cover for your role or a combination of different roles, which may demand a deferment period starting from day one up to twelve months.
- We can offer long term cover which can pay up until your 65th birthday or when you are fit enough to go back to work giving you complete peace of mind.
- Membership comes with current free access to a wellbeing counselling service for you and your family.
- The Plus in Income Protection Plus. Your Income Protection Plus plan includes a profit share feature that aims to build a cash lump sum over the life of your policy for payment to you in your retirement years.
Income Protection Plus and more…
With Income Protection Plus and as a PG Mutual member you’ll also enjoy access to our range of product features and membership benefits.
If you feel this might be the right support for you then get a quote today.
*T&Cs apply. View here
Working in Partnership with
RCGP Conferences Limited are an introducer Appointed Representative (FRN 610437) of PG Mutual, the trading name of Pharmaceutical & General Provident Society Ltd.